kroo

For you, your Kroo & the planet

We’re on a mission to build the world’s greatest social bank.

The Kroo story

In 2016, two creative minds came together to figure out how to help you focus on what really matters in life without money getting in the way.
In 2016, two creative minds came together to figure out how to help you focus on what really matters in life without money getting in the way.
And so we set out to build a truly social bank that would one day, change the relationship you have with money for good. One that believes…

Money shouldn’t get in the way

Kroo is committed to removing the stress and awkwardness that money creates so you can enjoy every moment life has to offer. Money should move at the speed of your life, not the other way around.

A bank can be an agent for good

How you spend, give, earn and invest money directly impacts the planet and everyone who lives on it. Kroo believes that together with you, we can change the world for the better, making it sustainable and more humankind for everyone.

We should do what’s right, not what’s easy

Building a bank from scratch is really hard but it gives us the opportunity to do things right and reflect the social values we truly believe in. We are a determined bunch, full of grit and we hope you’ll join us on our mission to build the greatest social bank on the planet.
See our partners

This is just the beginning

Kroo is building a bank to change the world around you. Join Kroo and be a part of the change.
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We do not offer a current account yet, but we are building one for you.
Our current Debit MasterCard® is not covered by FSCS deposit protection.
Kroo currently offers an e-money debit card, which is not a bank account. The card is issued by PayrNet Limited (“PayrNet”) which is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (it appears on the FCA Register under firm number 900594). The card is issued pursuant to a licence by Mastercard International Inc. and can be used wherever Mastercard® is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
This is an e-money product and not covered by FSCS deposit protection. PayrNet (and Modulr FS Limited who process some payments for us) hold your money and follow a set of regulatory safeguarding rules to keep your money safe. These rules require them to place your money in a separate and secure account at an institution regulated by the Financial Conduct Authority (FCA). PayrNet and Modulr do not use your money for anything else, for example, they cannot use your money to pay their own staff salaries.
Kroo Ltd is authorised as a bank by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Currently that authorisation is with restrictions, which is the final step before becoming a fully licenced bank. During this time Kroo will build the infrastructure to become a live bank and will then offer customers a bank account and various other services.

Kroo’s Firm Registration Number is 953772.

Kroo Ltd is a limited company registered in England and Wales with company registration number 10359002, whose registered address is LABS House, 15-19 Bloomsbury Way, London WC1A 2TH.

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