kroo-loqbox

Unlock your savings

Kroo is a free, digital-only e-money account with a Debit Mastercard®. Apply via the Kroo app, and receive your unique account number and sort code to unlock your Loqbox savings.
Download the app
Download the app

Free account

No monthly fee,
no card delivery charge

No credit check

We will carry out
standard fraud & ID checks

No FX fees

Kroo doesn’t charge FX fees when
you spend or withdraw cash abroad

Top up and spend easily

Add money to your account
in a few taps

Spend with friends

Create groups, split bills
and track shared spending

Spending insights

Control your money better
and keep to your budget

Download the app
Download the app
Kroo currently offers an e-money debit card, which is not a bank account. The card is issued by PayrNet Limited (“PayrNet”) which is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (it appears on the FCA Register under firm number 900594). The card is issued pursuant to a licence by Mastercard International Inc. and can be used wherever Mastercard® is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
This is an e-money product and not covered by FSCS deposit protection. PayrNet (and Modulr FS Limited who process some payments for us) hold your money and follow a set of regulatory safeguarding rules to keep your money safe. These rules require them to place your money in a separate and secure account at an institution regulated by the Financial Conduct Authority (FCA). PayrNet and Modulr do not use your money for anything else, for example, they cannot use your money to pay their own staff salaries.
Kroo Bank Ltd is authorised as a bank by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Currently that authorisation is with restrictions, which is the final step before becoming a fully licenced bank. During this time Kroo will build the infrastructure to become a live bank and will then offer customers a bank account and various other services.
Kroo’s Firm Registration Registration Number is 953772.
Kroo Bank Ltd is a limited company registered in England and Wales with company registration number 10359002, whose registered address is LABS House, 15-19 Bloomsbury Way, London WC1A 2TH.

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