Who you
bank with

Kroo is an award-winning digital bank that has your back. Earn 3.60% AER* interest on your current account balance up to £85,000. The account is free to open, with zero fees when spending abroad and UK-based customer support.

Kroo Awards
Kroo Awards
A bank for good
Kroo Awards
Group of happy people smiling.
Kroo Bank for You

3.60% interest
for you

Earning interest on your money just got a whole lot simpler. No more moving money around. No more faff.

Whether you have £1 or up to £85,000 (you lucky thing) in your current account, earn *3.60% AER / 3.54% Gross (variable) on your balance. And we’ll pay it to you monthly.
AER means annual equivalent rate. It shows you what the rate would be yearly if we paid interest on top of interest. Gross interest is the contractual rate of interest.

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Intuitive spending

1 million trees
for the planet

It’s time for banks to invest in the future of our planet.

That’s why we’ve partnered
with One Tree Planted,
a non-profit organisation focused on reforestation.
We’re planting 2 trees for every new customer who opens a Kroo current account, with a goal to plant 1 million trees by 2024.

Phone screen showing Kroo's features


One home for your money. Spend. Track. Settle up with friends. You’ll also get real-time spending insights. These break down and categorise your transactions. Lovely.

Phone screen showing Kroo's features

No monthly

Whether you’re home or away, you won’t have to pay with a Kroo current account.

It’s free to open and has no monthly fees. And you can apply to access an overdraft (subject to status and by invitation only).

And with zero fees on spending abroad, you can use your Kroo debit card freely, where Visa is accepted. Sweet.

Phone screen showing Kroo's features

of mind

256 bit encryption

FSCS deposit protections up to
£85,000 per customer.

Face ID. Touch ID.
Android Fingerprint.

Freeze and unfreeze your card in-app.

Kroo and Apple Pay

Kroo Apple Pay

Enjoy all the benefits of your Kroo card using Apple Pay. It’s the easy, secure, and private way to pay.

Phone screen showing Kroo's card

Let’s change
banking for good

Quit waiting around

This is banking at your fingertips. You can open an account in just a hot second. Well, ok, a few minutes. But that’s fast, right?

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Three laughing people on a walk
Partners logos

Scan the QR
code to install
the app

QR Kroo code