The award winning free account

A digital only e-money account with no paperwork, no credit checks and no fuss. Sign up, start spending.
Our current Debit Mastercard® is not covered by FSCS deposit protection.
Kroo - Social Bank
Our current Debit Mastercard® is not covered by FSCS deposit protection.

What are you waiting for?

Open a free, digital-only e-money account in just a few minutes. We’ll carry out a few short checks, and if approved you’ll receive your Debit Mastercard a couple of days later. Activate your card in the app, top up your account, and get spending. Easy.

Open a free, digital-only e-money account in just a few minutes.

Zero fees at home or abroad

Use your Kroo card in over 75 countries across the globe just like you would at home. It’s your money after all.

Make your money go further

With Kroo spending insights you’ll know exactly where your money goes each month. The perfect budgeting buddy.

Never chase a payment again

Send, request and receive money instantly in the app. You can even request money from friends without a Kroo account.

Still not convinced?

We’re more than just an account. We’re an organisation on a mission to do more for you, your friends and the planet. Our app gives you chance to manage your group spending and make environmental change for good.

Enjoy your time with others

Spend, track and settle up in one place. Create groups with friends, and let Kroo do the maths so you don’t have to.

A chance to help the planet

All new customers receive a biodegradable Kroo card. Oh, and every time you successfully invite a friend to Kroo, we’ll plant 20 trees.

Tell us what’s next

There’s no better place to draw inspiration, than from our customers. You’re at the heart of what we do, and you’re why we do it.

We’ll plant 20 trees
everytime you refer a friend*

Together we can make the planet greener.
*terms and conditions apply

You are in safe hands

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Card
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Secure data
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UK-based
customer support

Don’t take our word for it

★ ★ ★ ★ ★

“With Kroo I’m no longer out of pocket from missing match fees.”
Sebastian G

★ ★ ★ ★ ★

“Great app! Super easy to use and has good functionality like bill splitting.”
Roberta D

★ ★ ★ ★ ★

“It makes handling money in a group so much easier.”
Andy B