Who you
bank with

Kroo is an award-winning digital bank that has your back. Earn 4.35% AER* interest on your current account balance up to £85,000. The account is free to open, with zero fees when spending abroad and UK-based customer support.

3.85% interest for you.

4.35% interest for you.

Earning interest on your money just got a whole lot simpler. No more moving money around. No more faff.

Whether you have £1 or up to £85,000 (you lucky thing) in your current account, earn *4.35% AER / 4.26% Gross (variable) on your balance. And we’ll pay it to you monthly.

AER means annual equivalent rate. It shows you what the rate would be yearly if we paid interest on top of interest. Gross interest is the contractual rate of interest.

1 million trees for the planet.

1 million trees for the planet.

It’s time for banks to invest in the future of our planet.

That’s why we’ve partnered with One Tree Planted, a non-profit organisation focused on reforestation.

We’re planting 2 trees for every new customer who opens a Kroo current account, with a goal to plant 1 million trees by 2024.

Intuitive spending.

One home for your money. Spend. Track. Settle up with friends. You’ll also get real-time spending insights. These break down and categorise your transactions. Lovely.


No monthly fees.

Whether you’re home or away, you won’t have to pay with a Kroo current account.
It’s free to open and has no monthly fees. And you can apply to access an overdraft (subject to status and by invitation only).
And with zero fees on spending abroad, you can use your Kroo debit card freely, where Visa is accepted. Sweet.


Peace of mind.

Financial Services Compensation Scheme deposit protections up to £85,000 per customer.
Face ID. Touch ID. Android Fingerprint.
Freeze and unfreeze your card in-app.


Kroo and Apple Pay.

Enjoy all the benefits of your Kroo card using Apple Pay. It’s the easy, secure, and private way to pay.

Get set up

Let’s change banking for good.

More about Kroo

Quit waiting around.

This is banking at your fingertips. You can apply for a current account in just a hot second. Well, ok, a few minutes. But that’s fast, right?

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