Name of account provider: Kroo Ltd

Account name: Personal Current Account

Date: 1 August 2022

Fee Information.

This document informs you about the fees for using the main services linked to the payment account. It will help you to compare these fees with those of other accounts.

Fees may also apply for using services linked to the account which are not listed here. Full information is available in the Kroo Personal Current Account Terms and Conditions.

A glossary of the terms used in this document is available free of charge.

General account services
Maintaining the account
Payments (excluding cards)
Direct debit
Standing order
Sending money within the UK
Faster Payments
CHAPS payment
Sending money outside the UK*
Service not available
Receiving money from outside the UK*
Service not available
Cards and cash
Debit card payment in pounds
Debit card payment in a foreign currency
Cash withdrawal in pounds in the UK
Cash withdrawal in foreign currency outside the UK
Up to £200 in any calendar month.
We charge 3% on any withdrawals over this limit.
Overdrafts and related services
Arranged overdraft
24.9% EAR/APR variable
Unarranged overdraft
24.9% EAR/APR variable.

We will not charge more than £15 interest for any month.
Refusing a payment due to lack of funds
Allowing a payment despite lack of funds
Other services
Cancelling a cheque
Service not available
Obtaining a Kroo card
Fee for a replacement Kroo card if you lose it
First two replacement cards
Third and subsequent card replacement in a 12 month period.
Delivery outside the UK.

* For these purposes, the Isle of Man and Channel Islands are considered to be within the UK.