Current Account Fees
Fee Information
This document informs you about the fees for using the main services linked to the payment account. It will help you to compare these fees with those of other accounts.
Fees may also apply for using services linked to the account which are not listed here. Full information is available in the Kroo Personal Current Account Terms and Conditions.
A glossary of the terms used in this document is available free of charge.
| Service | Fees |
|---|---|
| General account services | |
| Maintaining the account | £0 |
| Payments (excluding cards) | |
| Direct Debit | £0 |
| Standing Order | £0 |
| Sending money within the UK Faster Payments CHAPS payment | £0 £20 |
| Sending money outside the UK* | Service not available |
| Receiving money from outside the UK* | Service not available |
| Cards and cash | |
| Debit card payment in pounds | £0 |
| Debit card payment in a foreign currency | £0 |
| Cash withdrawal in pounds in the UK | £0 |
| Cash withdrawal in foreign currency outside the UK | £0 |
| Overdrafts and related services | |
| Arranged overdraft | 39.9% EAR/APR variable |
| Unarranged overdraft | 39.9% EAR/APR variable We will not charge more than £15 interest for any month. |
| Refusing a payment due to lack of funds | £0 |
| Allowing a payment despite lack of funds | £0 |
| Other services | |
| Cancelling a cheque | Service not available |
| Obtaining a Kroo card | £0 |
| Fee for a replacement Kroo card | First card replacement £0 Second and subsequent card replacement in a 12 month period £5 Delivery outside the UK £10 |
* For these purposes, the Isle of Man and Channel Islands are considered to be within the UK.