Get a current
account with oomph!

This is the Kroo current account
Kroo current account
Kroo Awards

We believe your money should earn its keep

We believe your money should earn its keep
With a Kroo current account you'll earn

Earn a whopping
3.03% AER* on
your balance

With a Kroo current account, you’ll earn *3.03% AER / 2.99% Gross (variable) interest on your balance up to £85,000 from 01.02.23. The current rate is 2% AER / 1.98% Gross (variable) until 31.01.23.
And we’ll pay you monthly. So no moving money between accounts. No messing about.
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You’re in
safe hands

As a fully-licensed UK bank, your money is protected with Kroo.

Deposit protection up to £85,000 per customer from the Financial Services Compensation Scheme for eligible customers comes as standard.

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Zero fees
spending
abroad

Use your Kroo debit card and enjoy zero fees on purchases at home and abroad. Shop anywhere Visa is accepted.

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Overdrafts
with Kroo

We offer a single rate of 24.9% EAR/APR representative (variable) on overdrafts, subject to eligibility and by invitation only.

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Shared
expenses
sorted

Spend, track and settle up simply. Let the Kroo app handle the maths so you don’t have to.

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Real-time
information

Stay on top of your transactions and your upcoming payments with up-to-date notifications.

Less hassle,
more protection

Add your Kroo debit card to your digital wallet and enjoy faster, more secure payments at millions of merchants worldwide.

STRONG
SECURITY

Multi-factor authentication keeps your data safe. And you can easily freeze and unfreeze your card on the app.

Friendly
support

Our UK-based customer services team is here to help. Simply message our team in-app.

Simple
application

Apply for our free current account in minutes from your phone.

Open your free current account with Kroo

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Three laughing people on a walk
Partners logos

Scan the QR
code to install
the app

QR Kroo code