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Get a current account
with oomph!

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We believe your money should earn its keep.

Get a current account with oomph!

Earn a whopping 4.35% AER* on your balance.

With a Kroo current account, you’ll earn *4.35% AER / 4.26% Gross (variable) interest on your current account balance up to £85,000.

And we’ll pay you monthly. So no moving money between accounts. No messing about.

You’re in safe hands.

As a fully-licensed UK bank, your money is protected with Kroo. Deposit protection up to £85,000 per customer from the Financial Services Compensation Scheme for eligible customers comes as standard.

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Zero fees spending abroad.

Use your Kroo debit card and enjoy zero fees on purchases at home and abroad. Shop anywhere Visa is accepted.

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Overdrafts with Kroo.

We offer a single rate of 24.9% EAR/APR representative (variable) on overdrafts, subject to eligibility and by invitation only.

Apply
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Shared expenses sorted.

Spend, track and settle up simply. Let the Kroo app handle the maths so you don’t have to.

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Real-time information.

Stay on top of your transactions and your upcoming payments with up-to-date notifications.

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LESS HASSLE,
MORE PROTECTION

Add your Kroo debit card to your digital wallet and enjoy faster, more secure payments at millions of merchants worldwide.

STRONG
SECURITY

Multi-factor authentication to keep your device and account safe. And you can easily freeze and unfreeze your card on the app.

FRIENDLY
SUPPORT

Our UK-based customer services team is here to help. Simply message our team in-app.

SIMPLE
APPLICATION

Apply for our free current account in minutes from your phone.

Open your free current account with Kroo.

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