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Money 101

3 Negative Credit Factors to Watch For

From qualifying for a home loan to securing a loan for a car, your personal credit score is the key to unlocking loans and other financial products. Many times we’re told about the things we should be doing to increase

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February 26, 2022

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This is just the beginning

Kroo is building a bank to change the world around you. Join Kroo and be a part of the change.
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We do not offer a current account yet, but we are building one for you.
Our current Debit MasterCard® is not covered by FSCS deposit protection.
Kroo currently offers an e-money debit card, which is not a bank account. The card is issued by PayrNet Limited (“PayrNet”) which is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (it appears on the FCA Register under firm number 900594). The card is issued pursuant to a licence by Mastercard International Inc. and can be used wherever Mastercard® is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
This is an e-money product and not covered by FSCS deposit protection. PayrNet (and Modulr FS Limited who process some payments for us) hold your money and follow a set of regulatory safeguarding rules to keep your money safe. These rules require them to place your money in a separate and secure account at an institution regulated by the Financial Conduct Authority (FCA). PayrNet and Modulr do not use your money for anything else, for example, they cannot use your money to pay their own staff salaries.
Kroo Ltd is authorised as a bank by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Currently that authorisation is with restrictions, which is the final step before becoming a fully licenced bank. During this time Kroo will build the infrastructure to become a live bank and will then offer customers a bank account and various other services.

Kroo’s Firm Registration Number is 953772.

Kroo Ltd is a limited company registered in England and Wales with company registration number 10359002, whose registered address is LABS House, 15-19 Bloomsbury Way, London WC1A 2TH.

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